Wednesday, July 6, 2016

10 things to be aware of individual private health insurance

10 things to be aware of individual private health insurance

In recent years, private health insurance in the United States the disease has learned how hard it is. Private medical insurance is required. With the help of my insurance agent, the first of its kind in less than an hour to complete an online application.

It was the easy part.

After you have completed the application, States I can continue reading. I have sent my application to make sure that the information in the.

This got a little rough stuff.




I interviewed one of the girls, very detailed information on medical bills. It's not a particular wish was home, I asked the doctor, because I was prepared for. Please note that every effort, however, unfriendly survey quickly.

About 1 hour, I want to cry, I received the same question several times until the demanded responded! Most simply responded "ignorant". In the end, the doctor asked her to contact. Check the record, when she finally answered the question.

The three felt like Mike Tyson and the currency, until the round. I am frustrated because I can't answer her questions, emotional exhaustion. She is looking for individual health insurance than those who treated me like a criminal. It was a great experience!

What happened to me about some of the research performed. It is in the United States who are applying for private health insurance, you can compile a list of 10 reasons to believe. I know, this list is in order to avoid what happened to me or know someone hope this helps.

Previously applied.

1. policy expiration, Do before asking for new articles

If your policy is disabled, the Omnibus Budget Reconciliation Act (COBRA). This law, if it is not, may be terminated by insurance group's continuity is guaranteed.

2. talk to your doctor about the record. Before applying your health care insurance.

Private insurance companies in 10 years you can see your medical record. As a result, your record can be red flags update problem is the doctor (s) to be healthy.

3. a copy of the record. Your medical insurance.

In addition, you can request a copy of the record. Medical health insurance portability and Accountability Act (HIPAA).

4. what to do. Private health insurance, please refer to the policies of any nation.

A variant of the exceptions or specific inspection of each country. Most of this information is on the Internet. National Governments, private health  please refer to  health  with insurance.

5. the medical information Bureau (MIB) files to determine whether.

6. independent insurance agents, see.

Insurance Agency is dedicated to the application process and help the country insurance regulations.

7. Save a copy of it to  application, make sure before you send it.

Some companies deny just because the application information to accurately inspection policy. If you leave something because of an error, it can cause problems. Answer all the questions correctly, carefully, to make sure that information about your application.

If the call is allowed.

8. to answer the question. There is no additional information.

Remember, your friends or your doctor carefully is the job interview. This type of interview is there is no privacy. You can also reply to an interview before.

9. If you want to be honest about it, frankly, do not know the answer to that question.

I'm telling you, "the doctor (s) to speculate about specific questions of medical procedures, when my doctor recommended this contact information is not comfortable. Your medical insurance.

10. To be honest with you, stick to the facts about your medical history.

The company's medical records to apply certain aspects of know already you can access MIB. If you can resist the call. Most applications have been denied health insurance, and whether or not to pursue instant rebuttal to  red flag for all applications in the future.

I note that this proposal is Motto to adopt. Private health insurance in the United States to remember the best way to ready!